50 Ways to Save Money PLR Ebook

Table Of Contents

Introduction
Saving Money on Health and Fitness
Saving Money on Food
Saving Money on Technology
Saving Money with the Kids
Saving Money at the Holidays
Saving Money on Entertainment
Saving Money on Clothing
Saving Money on Higher Education
Saving Money on Vacation
Saving Money on your Monthly Bills
Conclusion

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Introduction

With full economic recovery still a very distant glimmer on the horizon, everyone from corporate boardroom inhabitants to double-wide trailer denizens is looking for ways to trim costs and keep more money in their pockets.

It seems that no one has been exempt from the belt-tightening. The latest talk in locker rooms and on golf courses (for those who can still afford to golf!) is less about stock tips and more about cash-conserving strategies. If nothing else, budgeting is working as a way for people from all walks of life to come together and bond!

After studying personal finance and budgeting strategies, I noticed that a lot of the advice out there relied on people being able to make long-term adjustments to their lifestyles, like downgrading to a smaller house, or selling their car. While these are great ideas, they aren’t very helpful for people who need ways to change their financial footprint immediately.

So, I decided to pull together a report that will give you some concrete ways to start cutting costs TODAY. In this short report, you will find 50 ways to save money in a variety of ways – things you can do starting today.

While not every section will necessarily apply to you or your situation, there will be plenty of suggestions that will make sense in your life.

Won’t you spend some time with me and take a look at this report. See what strikes you as something that is do-able for your lifestyle, and get started trimming your budget NOW.

Saving Money on Health and Fitness

Saving money in this category provides a pleasant bonus. As you get healthier using these money saving fitness options, you may just save money on health care, as well! Here are five ways to save money on health and fitness for you and your family:

1. Forget the Fancy Gym. Many people sign up for an upscale gym, thinking that the more they pay, the more they’re likely to actually use the facilities. Unfortunately, that’s not true. According to the International Health Club Association, 90% of those who join health and fitness clubs will stop going regularly within the first 90 days – but the payments still keep coming in! Good for the gym; bad for your health and your budget.

The way to avoid paying through the nose for services you’re not using is to start by avoiding the upscale gyms with on-call masseuses and on-site spa. Go bare-bones and get your pampering elsewhere! Also, knowing that the odds are against you, choose the monthly payment versus the one-pay, no-cancel alternative, even if it looks more expensive. There’s a 90 percent chance that you’re going to want to cancel, so keep that option open.

2. Pay in Cash. Health care providers are facing non-payment for services already rendered, just like almost every business owner. This puts the cash payer in a good position. You may be able to negotiate a lower upfront cost by paying in cash, immediately, rather than waiting to be billed, or asking the office to submit through your insurance. If you don’t have insurance, ask for a discount. The answer may be pleasantly surprising!

Be sure to call ahead and ask to speak to the billing specialist. If you wait until you’re at the office and you’ve already been treated, it’s easier for the office person to say no. Also, the person with the power to say “yes” may not be available.

3. Shop Around. Even if you’ve seen Doctor Z forever and feel a tad uneasy thinking about changing, the cost savings you may realize by changing health care providers may override your emotions. Newly minted doctors, chiropractors, and dentists looking to build their practices may provide routine services for significantly lower prices. Many dentists offer “new patient” specials for cleanings and X-rays, and chiropractors often provide similar discounts with new patient screenings.

4. Go to the Amateurs. While you wouldn’t necessarily want to have brain surgery from a first-year med student, getting your teeth cleaned by an experienced dental student or hygienist who’s overseen by a licensed professional is virtually risk-free – and a lot less expensive! The same goes for choosing a personal trainer working towards certification.

Before you go to the high-paid professionals, check out local colleges and vocational schools in the area to see what kinds of possibilities are available for you to volunteer as a “guinea pig.”

5. Find a Friend. I recently received a postcard from my dermatologist, saying that if I brought a friend to an upcoming “beauty” night, we both could receive discounts on a variety of products and services, from skin care to Botox! Gyms often run “friend” discounts. And if you workout with a personal trainer, share the expense with a pal or two and get all the results at half the cost.