Table Of Contents
Introduction: ………………………….. 3
What Happened to Your Credit …………………… 4
Budgeting ……………………………… 5
Your Plan of Action …………………… 5
Creating a Budget …………………………………. 6
Making Budget Cuts …………………………….. 8
Managing Your Existing Debt ………………….. 9
Refinancing Options ……………………………………… 9
Look at your Mortgage Options ………………………………10
Building your credit history ……………………………………..11
Your Credit Report…………………..11
Understanding Your Credit Score …………………………………13
Strategies for credit building …………………………13
Avoiding court ……………15
What to do if you receive a summons: ……………….16
Collection Agencies ……………………………………………17
Support solutions for low income families ………………………..18
Identity theft ………………………18
Re-establish credit after getting a divorce ……………………..19
Loan Options ………………………………………………19
Home Equity Loans …………………………..19
Payday loans …………………………21
Credit union loans ………………….21
Credit payment plans ………………………….22
Cash advances from employers ………………………………..23
Community emergency assistance plans …………………………….24
Small consumer loans …………………………………24
Loans from friends and family …………….25
Filing for Bankruptcy ……………………….26
Applying for overdraft protection …………………………..27
Tips for Maintaining Your Credit Future ……………………………………..29
Turn skills and hobbies into cash ……………………………………….29
Maintaining Your Privacy …………………………..30
Financial Tips …………………………31
Looking to the Future …………………………..31
Finances ………………………………………31
Around the Home …………………32
Summary: ………………..34
Sample Content Preview
Introduction:
We have put this e book together on Credit Repair and it includes information on debt management, credit repair, time management and other easy solutions for getting yourself out of credit troubles.
We have even included an easy to use Family Budget Planner.
So many people fall into credit trouble each day, and many times through no real fault of their own. This e book is designed to answer all the questions you might have and is intended to answer the most common questions on how to repair your credit. This information is perfect for both individuals as well as families.
This book is intended for anyone dealing with credit and credit issues, including those of you with a bad credit history or no credit at all! By applying the tips within this book you can easily build your credit quickly.
We have even added a helpful section on quick ways to raise money by using your current skills and by cleaning out your home for cash!
Thank you and enjoy reading.
What Happened to Your Credit?
The first step to repairing your credit is in understanding what happened and why you are now in financial trouble. Did you lose your job by being laid off? Did you get sick and lost access to your income and have no or very limited health insurance? Or did you overspend and now find yourself with a mess to fix?
All of these have happened to many people in different circumstances. Your first step in fixing your credit is knowing and acknowledging the reasons why your credit situation is the way it is currently. The second step is in knowing how to go about repairing your credit, and yes there is a right and wrong way of doing this!
If you just walk into a credit office and tell them that you can’t pay your bill, they automatically assume that you have no money and can’t even afford to make one payment. So it is important to know how to approach any type of financial institution.
Other Details- 20 Articles (TXT, DOC)
- 1 Ebook (PDF), 35 Pages
- Videos (WMV), 1:38 Minute
- Theme (PHP)
- 5 Ecovers (JPG, PNG)
- 2 Keywords List (EXCEL, DOC)
- Bonus report, Facebook, Family Budget Planner, Resource Guide, Tweets, Press Release Template, MiniSite
- Year Released/Circulated: 2013
- File Size: 51,168 KB
License Details:
[Yes] Includes Reseller Website
[Yes] Can sell Master Resale Rights
[Yes] Can be added to paid membership sites
[Yes] Can be offered as a bonus to one other product
[Yes] Can be packaged
[NO] Can be offered through auction sites
[NO] Can be given away
[NO] Can be added to free membership sites