Debt Credit Repair 750 PLR Ebook

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Table Of Contents

Introduction ………………………………………………… 5
Chapter 1 – First Things First – Your Credit Report ………………………………………………… 7
Chapter 2 – FICO and You ………………………………………………… 21
Chapter 3 – Next Things Next – Finding Your Score ………………………………………………… 24
Chapter 4 – Establishing Good Credit ………………………………………………… 27
Chapter 5 – Repairing Your Credit Score ………………………………………………… 31
Chapter 6 – Bankruptcy ………………………………………………… 37
Chapter 7 ………………………………………………… 38
Chapter 13 ………………………………………………… 40
Chapter 11 ………………………………………………… 43
Chapter 7 – Credit Counselors/Debt Consolidators ………………………………………………… 48
Chapter 8 – Mistakes Can Be Made ………………………………………………… 55
Chapter 9 – Identity Theft and Your Credit ………………………………………………… 61
Chapter 10 – Raising Your Credit Score ………………………………………………… 68
Chapter 11 – To Review ………………………………………………… 71
Conclusion ………………………………………………… 77
Recommended Resources ………………………………………………… 79

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Introduction

We are a country in debt. Not only is our government in debt, but we, as Americans, are in debt ourselves, and the problem is just getting worse! Recent studies have shown that ninety percent of Americans have at least one credit card – and they are using that card – A LOT!

The average family carries a balance of between $7,000 and $10,000 on all their credit cards. Over $1,000 per family goes on interest every year. And that’s just the average – some people owe much more!

Overall, Americans spend over $1 trillion every year on their credit cards, and owe more than $500 billion of it. If debt continues at the current rate, then one family in a hundred will be forced into bankruptcy. Over 90% of Americans’ disposable incomes are spent paying back debts.

When you add credit card debt to the regular bills we have to pay each month, which can tax anyone’s budget. As a result, some bills go unpaid and others are paid late.

Both of these instances can damage your credit sometimes so much that you think there’s no way you’ll ever be able to get out of debt and get credit for something important like a home or a car.

The truth is that you can get out of debt and repair your credit nearly to what it was before you had credit problems. It takes some time and a little work on your part, but it IS possible.

Loan approvals and such depend on your credit score. That number is what determines if you can get credit, what your interest rate will be, and how much money potential lenders will give you. A good median score is 750, but the higher your score is, the more financially sound you are.

Other Details

- 50 Articles (TXT)
- 1 Ebook (PDF), 81 Pages
- 7 Part Autoresponder Email Messages (TXT)
- 68 Graphics (PSD, JPG)
- 1 Salespage (HTML)
- 2 Promotional Ad Materials (Emails)
- 1 Keywords List (TXT)
- 5_Parts_Press_Release, Adsense_Website, PhotoshopAS(NOT FOR RESALE),
- Year Released/Circulated: 2008
- File Size: 15,717 KB

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