Within Your Means Plr Ebook

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Table of Contents

Foreword
Chapter 1:
Living Within your Means Basics
Chapter 2:
Distinguish between Wants and Needs
Chapter 3:
Buy Secondhand
Chapter 4:
Never Pay Retail
Chapter 5:
Plant a Garden
Chapter 6:
Cut Down on Waste
Chapter 7:
Get Rid of Credit Cards
Chapter 8:
Learn to do it Yourself
Chapter 9:
What to Avoid
Chapter 10:
The Benefits of Living Frugal

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Chapter 2: Distinguish Between Wants and Needs

Synopsis

When it comes in living within your means, it is very important that you have a clear and better understanding about the difference between needs and wants. If you are aware about the difference between the two, you can be sure that you can keep out of unwanted debt.

Before you purchase anything, it is very imperative to ask yourself if you truly need it. If you don’t need such thing, think again before buying. In the present year, most people are getting confused about the real difference of needs and wants.

In order for you to completely live a happy life that you dreamed of, understanding the difference between needs and wants is highly recommended. Here, you will know the accurate difference of needs and wants.

The Real Difference between Needs and Wants

Today, most people don’t know the real difference between needs and wants. If this is one of the problems that you are encountering, this is the right time for you to know the definite definition of needs and wants. Need can be defined as something that is extremely necessary for a certain individual to survive.

When your needs is not completely meet, you will have a great chance to experience illnesses and diseases and at the same time you cannot work properly. Needs are being categorized into 2 groups, the first one is the physical or objective needs.

Two Groups of Need

Objective Needs- These needs are being met through tangible items or things that can be measured such as air, shelter, water and food.
Subjective Needs- These needs are the one that is associated with mental health like approval, security and self esteem.

A want can be defined as something that a certain individual desires. Moreover, wants differ from individual to another person like when some individuals want to buy their own car while there are also other persons who want to travel in different places in the world.

Every person has their own wants however as time goes by, wants can easily be changed and this serve as the contrast of needs. Moreover, needs and wants are considered as economic terminologies that you should know and be aware of. The most common examples of need includes clothing, health care, hygiene products, foods, shelter, family outings and vacations, college expenses and fees, child education and house expenses. The usual examples of wants include expensive car, expensive clothes and extra vacation. Now, that you completely know the difference of needs and wants, the first thing that you should consider is to know the proper way on how to separate needs and wants.

In connection with this, you also need to know the real significance of needs and wants in order for you to live within your means. When you completely determine the difference between needs and wants, it would be easier for you to attain a happy life that you never imagined before. Distinguishing between wants and needs are considered as one of the salient factors that will greatly help you to live within your means. This is the first step that you should take into consideration especially if you really desire to explore the real significance of living within your means.

Chapter 3: Buy Secondhand

Synopsis

In order for you to save a lot of money from your budget, buying secondhand items, appliances and gadgets can be a helpful choice. In the present year, most people are struggling from lack of budget and this is one of the reasons why they prefer to buy secondhand items, appliances and gadgets.

If you completely decided to purchase secondhand items, it is very important that you consider the money and budget that you have. If you can’t afford to buy the latest version of gadgets and appliances, buying secondhand items is the ideal option that you should take into account.

However in buying secondhand items, there are also advantages and disadvantages that you should be aware of. In order for you to have a clear and better understanding on buying secondhand items, here are some of the advantages and disadvantages that you need to ponder on.

The Advantages and Disadvantages of Buying Secondhand Items

Buying secondhand items will greatly help you to save more money that you can make use in sustaining the basic needs of your family. For example, you are planning to buy a new set of television however your budget is not enough to purchase a new one then, you can consider buying secondhand appliances.

In this way, you can save more money that you can make use during emergency purposes. It is very imperative that you know the proper way to spend the money that you have and this is one of the significance of living within your means.

Advantages of Buying Secondhand Items

• Price

One of the big differences that you will encounter in buying secondhand items is the price. It is a fact that buying secondhand items are less expensive compared to new one.

• Depreciation

In terms of depreciation, you will not experience it with secondhand items. Depreciation usually occur in latest item since they need to maintain the value of the item as time goes by. For example, a new car has the ability to lose 40 percent of their overall value during the first year of your purchase. However, when you buy secondhand car, you don’t need to worry about the mental depreciation.

• Insurance Rates

When you buy a new car, the insurance rates of your car will completely affected however with used cars, the insurance rates are less expensive. In this way, you can save from the so called sticker shock.

• Choice

If you really desire to buy secondhand car, you don’t need to worry since in the present year, there are a wide selection of option package, wheel design and model that you can opt from.
Disadvantages of Buying Secondhand Items

• Short Life Span

Since most of the secondhand items are already been used by other people, it is very normal that you will experience short life span of secondhand items.

• Poor Maintenance

There are also secondhand items that you will find hard time and difficulty with their maintenance level. This is one of the disadvantages that you will encounter when you decided to buy secondhand items.

• Lack of Quality

There are also secondhand items that are lacking in quality since they are already used by the original owner. However, in choosing for the best secondhand items, you need to opt the one that is made from high quality materials in order for you to make sure that you will obtain the elite secondhand items that can last for a long period of time.